If you’re just stepping into the crypto space, you’ve probably noticed people use the words moneda y ficha as if they’re the same thing. But here’s the truth: they’re not interchangeable. Knowing the difference helps you understand crypto projects better, avoid scams, and make smarter trading decisions.
Vamos a desglosarlo.
💰 ¿Qué es una moneda?
A moneda es una criptomoneda que funciona con su own blockchain.
- Bitcoin (BTC): Native coin of the Bitcoin blockchain.
- Ethereum (ETH): Runs on the Ethereum blockchain.
- Solana (SOL): Runs on the Solana blockchain.
Características principales de las monedas:
- They serve as the “native money” of their blockchain.
- Often used for paying transaction fees (gas).
- Support network security (like staking or mining).
👉 Think of a coin as the main currency of its own ecosystem.
🪙 ¿Qué es una ficha?
A ficha is a cryptocurrency that lives on another blockchain. It doesn’t have its own chain—it borrows the infrastructure of another.
- Uniswap (UNI): Built on Ethereum.
- Chainlink (LINK): Also an Ethereum-based token.
- USDT (Tether): Exists as tokens across multiple blockchains (Ethereum, Tron, Solana).
Características principales de las fichas:
- Built on top of existing blockchains.
- Can represent utilities (like governance rights, staking, voting) or assets (like stablecoins).
- Depend on the underlying blockchain for security and transactions.
👉 Think of a token like an “app” that runs on top of a blockchain “operating system.”
🔑 Coins vs Tokens: Quick Comparison
| Característica | Monedas | Fichas |
|---|---|---|
| Blockchain | Runs on its own | Construido sobre otra blockchain |
| Propósito | Native currency of the chain | Utilidades, gobernanza, stablecoins |
| Ejemplos | BTC, ETH, SOL | UNI, LINK, USDT, APE |
📌 Por qué es importante para los operadores
- Understanding Utility: Coins often represent long-term infrastructure plays, while tokens are tied to specific projects.
- Managing Risk: Tokens are easier to create, so scams and “pump-and-dumps” are more common in tokens than coins.
- Following Narratives: Coins usually lead market cycles; tokens often follow in sector rotations.
✅ Reflexiones finales
La forma más fácil de recordarlo es:
- Coins = their own blockchain.
- Tokens = built on someone else’s blockchain.
Both are essential parts of the crypto ecosystem, but as a beginner, you’ll want to understand what you’re buying before diving in.
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Descargo de responsabilidad: Este artículo tiene únicamente fines educativos y no constituye asesoramiento financiero.
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